Dark Lighthouse Solutions
Thanks for your order!
Your download link is in your email from Polar. Check spam if you don't see it in a few minutes. You can also grab your files anytime from your Polar customer portal (sign in with the email you used at checkout).

Money templates & planners

Spreadsheets that do the math for you: budgets, debt payoff, sinking funds, a wedding planner, a holiday gift budget and an emergency binder for your family. Buy once, use forever.

Instant downloadYou get a PDF with your private "Make a copy" link right after checkout.
Works on your phoneEvery sheet has a phone tab for the free Google Sheets app.
No subscriptionFree Google account only. No add-ons, no scripts.

Bundles

The best value if you want more than one.

Money Spreadsheet Bundle (all 5)

Debt Payoff Dashboard, Budget by Paycheck, Sinking Funds, Seller Profit Tracker and Small Business Expense & Invoice Log.

$29 was $54 Buy now

Debt-Free Bundle: Planner + 5 Spreadsheets

The Debt-Free 2027 Money Planner (dated + undated, 2 themes) and all 5 Google Sheets templates.

$34 was $66 Buy now

Templates & planners

Tap a picture to see what's inside.

Holiday Gift & Budget Planner

One holiday budget for gifts, food, travel and decor. Track every gift from idea to wrapped, check if Black Friday deals are real, count down ship-by dates and save for next year.

Wedding Planner & Budget

Plan the whole wedding in one Google Sheet: budget vs actual vs paid, payments due, guest list and RSVPs, seating, vendors and a 12-month checklist.

The Just-In-Case Binder

A 62-page fillable + printable emergency binder with 12 tabbed sections, plus a Google Sheets / Excel companion with a phone view.

$12 reg $17 Buy now

Monthly Budget Snapshot

A free one-page monthly budget: income, bills, spending and savings, with over-budget and unpaid bills flagged. About 10 minutes a month.

Meal Planner & Grocery List

Plan the week's meals and the grocery list writes itself: repeats merged, pantry staples skipped, sorted by aisle.

Moving Planner & Checklist

Timeline, budget, box inventory, address changes and utilities for a move, in one spreadsheet.

Debt Payoff Dashboard

Type in your cards. Get your payoff order, monthly plan, debt-free date and interest saved, automatically.

Budget by Paycheck

Add your paychecks and bills. It assigns each bill to the right paycheck and shows what's left from each one.

Sinking Funds Tracker

Set goals and due dates. It tells you how much to save each month and tracks progress for up to 15 funds.

Etsy Seller Profit Tracker

Log orders once. It calculates every fee, your cost, and your true profit per order, product, channel and month.

Small Business Expense & Invoice Log

Log expenses and invoices. See profit by month, overdue invoices, and how much to set aside for tax.

2027 Digital Budget Planner (GoodNotes)

463 linked pages: year, months, weeks and every day of 2027, plus monthly budget, bills & debt pages. Undated version included.